WE WORK FOR YOU – SERVICE

H & H Insurance Services, Inc.’s focus is its clients and we strive to deliver individual attention to every client.  

Having access to all major markets, we will match our client’s needs to stable, responsive carriers to ensure that our clients receive the level of benefits desired at the best price.

With extensive knowledge of the construction industry as well as retail, manufacturing operations, real estate, warehousing and other exposures, H&H can provide unparalleled service and interaction with those markets geared toward your requirements.

H & H will develop your business’ insurance program by visiting with or extensively interviewing you, our perspective client, and experiencing your day to day operations first hand.   This personal attention allows us to not only evaluate all aspects of your business thoroughly, but build a relationship with you as well.

H & H Insurance fully explains every step of the analysis process so that there are no doubts that the plan we recommend will be the best possible program for you.  H&H interacts between carrier/company personnel and your key staff members throughout the entire underwriting process.

Our staff is comprised of qualified, experienced professionals poised to answer any coverage question or situation that may arise.  In addition, we have the resources to review and analyze your contractual agreements from a risk management standpoint and assist in compliance with those contractual requirements.  

H & H Insurance Services, Inc. takes a proactive approach in keeping our client updated on industry trends and assisting our client in maximizing their risk management program to its fullest potential.  H&H will be your personal risk manager!

H & H Insurance Services, Inc. offers a vast selection of insurance products designed to protect your business.  Included in the lines of coverage H & H Insurance offers are property, both real and personal, general liability coverage, automobile, various types of crime coverage, worker’s compensation, contractors’ equipment and umbrella coverage. 

Property – Whether you need coverage for your Building, Personal Property or coverages such as Business Income and Extra Expense coverage, H & H Insurance can assess your needs and create a program specifically for you.   Our staff is well versed in unusual coverages such as Earthquake, Flood, Electronic Data Processing, Direct and Contingent Business Interruption, Boiler and Machinery, and Transit coverage. 

General Liability – Looking for Commercial General Liability coverage?  How about an Owners and Contractors Protective or Products Liability policy? H & H Insurance can provide the program that you are looking for.  From policy Exclusions to Final Audits, the H & H Insurance staff works along side its clients to provide total understanding of your coverage.

Automobile – From small non-fleet auto to larger fleets – H & H Insurance  can offer solid protection for your most valuable assets.  We can alleviate the confusion that comes with coverage selection and help you in developing a loss control program designed to suit your business’ auto needs.

Fidelity/Crime – Employee Dishonesty, Forgery or Alteration, Theft, Disappearance and Destruction – Fidelity bonds/crime coverage is an invaluable addition to your existing insurance program.  Let us show you how your business will benefit.

Employee Benefits- H&H Insurance Services, Inc. has substantial experience in assisting companies of all sizes with their employee benefits.

Inland Marine – Inland marine insurance provides coverage for loss exposures that cannot be conveniently or reasonably confined to a fixed location.

Worker’s Compensation/Employers Liability – a necessity in today’s work environment - both legally and professionally.   Our knowledgeable staff can explain the requirements of  Worker’s Compensation for Georgia as well as other states – nationwide.  From ‘new in business’ to well established companies with experience modification rating, we have access to many major markets that provide the coverage that you require.

Umbrella/Excess Liability - Protect your business from multi-million dollar liability lawsuits – an Umbrella/Excess Liability policy helps ensure there are no gaps in coverage and extends your limit of liability.  Self Insured retention programs are available.   Most of our insurance programs include quotes for this essential coverage.  Limits are available from $1 million and up.

If you have a need not mentioned, please feel free to contact one of our knowledgeable staff members.